In this episode, Willy talks to financial advisors Chris and Martina, from Horbach Expats. They walk through a fictive session with a financial advisor, to help you understand the benefits of speaking to an expert. Tip: it is never too late to get financial advice, no matter your budget or your financial goals.

Read more about financial planning for expats in Germany here: https://www.expath.com/knowledge-base...

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Expath Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

Find our guests at Horbach Expats https://horbachexpats.com/

Timestamp:

00:00 Planning your financial future as an expat in Germany

04:10 Defining your financial goals

07:45 Understanding your finances

11:20 Defining your life goals

15:19 How financial planning works

21:00 Why working with a financial advisor

22:28 Narrowing down on financial solutions

26:05 Final tips on financial planning

In this episode, Willy speaks with Elodie, the founder of Baby in Berlin, about parental allowance (Elterngeld) in Germany. Elodie went through this experience as an expat herself and now supports other new parents with tips on pregnancy and giving birth in Germany. She discusses who is entitled to Elterngeld, how to get Elterngeld whether you're employed or a freelancer and other good practices to ensure a stress-free pregnancy and parental leave as an expat in Germany.

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Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

Timestamp:

00:00 Parental allowance (Elterngeld) in Germany

03:20 Elterngeld calculation

11:00 Applying for Elterngeld

13:55 Elterngeld payout

16:35 Maternity leave benefit

17:10 Krankengeld for freelancers

20:50 Elterngeld rights

25:00 Moving to Germany during pregnancy

28:30 How to split parental leave

31:30 Elterngeld for non-nuclear families

34:00 Elterngeld for adoptive parents

Extra Links:

https://babyinberlin.com/

In this episode, Willy speaks with Elodie, the founder of Baby in Berlin, about all the important information on having a baby in Germany as an expat.

Elodie went through this experience herself, and now supports other new parents with the process. Her top five tips to have a baby in Germany outline the key to-do's from pregnancy to your baby's first years.

You can also watch this episode on YouTube here: https://www.youtube.com/watch?v=gDY30WOVXhw

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Learn more about Baby in Berlin:

https://babyinberlin.com/

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Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

In this episode, Willy speaks with Nick from Uplink, where they build an active freelance community for the IT community. They talk about all the tools needed to succeed as a freelancer in Germany, remotely or not. Plus they speak about organizing clients, invoices, bureaucracy and how to make sure you get paid what you deserve!

You can also watch this episode on youtube, here:

https://youtu.be/kvgxWt4eJ1c

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Helpful links: https://uplink.tech/en/freelancers

https://www.linkedin.com/in/nick-oestreich-075218135/

Calculation tools for the hourly rate 

https://usepastel.com/hourly-rate-calculator

https://www.freelancermap.de/blog/welchen-stundenlohn-kann-man-als-freelancer-verlangen/

Highly recommended services for freelancers 

https://qonto.com/en (banking/accounting) 

https://goodlanceapp.com/de/ (accounting) 

https://www.accountable.de/en/ (accounting) 

https://www.exali.de/ (insurance) 

https://www.hiscox.com/ (insurance)

Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

In this episode, Willy talks to financial advisors Chris and Martina, from Horbach Expats.

They talk insurances, pensions, bureaucracy and all the other financial stuff that makes you sweat - but don't worry, their expertise will put you at ease.

You can also watch this episode on youtube, here:

https://www.youtube.com/watch?v=1mCoxcWYL1I

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Read more about financial planning for expats in Germany here: https://www.expath.com/knowledge-base/germany/financial-planning-for-expats-in-germany

Horbach Expats: https://horbachexpats.com/

Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

In this episode, Willy talks to Expath's Director of Language Learning, Rosa, to improve his German.

They also chat about the best ways to study, how Rosa can speak 4 languages, and disprove the theory that the German language sounds angry. Be careful, you may be fluent in Deutsch by the end of this episode.

You can also watch this episode on youtube, here:

https://youtu.be/tYF-eQEkU8M

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Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

In this episode, Willy talks to Expath's Relocation Team Manager, Lars, to get to the bottom of six stereotypes that have spread around about living in Germany. They also chat about the magic of a German Sunday, whether their neighbors hate them, and how to become a millionaire from collecting bottles. 

You can also watch this episode on youtube, here:

https://youtu.be/2jfAi731kUY

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Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

In this episode, Willy talks to Expath's Assistant manager of the Relocation team, Zahi to find out the best way to secure a flat in Germany plus the tips and tricks he's used personally... oh and how to make German words up as you go along.

You can also watch this episode on youtube, here:

https://www.youtube.com/watch?v=vyAo2NpW5_M

Helpful flat hunting websites:

https://www.immobilienscout24.de/

https://www.wg-gesucht.de/

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Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath

In this Episode, Willy talks to Expath's Customer Success Manager Margarete about relocating to Germany, quirks about moving flats in Berlin, and how to go on an S-Bahn beer crawl.

You can also watch this episode on youtube, here: https://www.youtube.com/watch?v=G6UvB3DHfB4

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Website: https://expath.com/

Instagram: instagram.com/expath__

Facebook: https://www.facebook.com/myExpath