While many borrowers are familiar with high street mortgages and regulated lending products, this conversation focuses on what happens when businesses step off the beaten track and enter the world of bespoke commercial finance.

The episode also reflects on lessons learned during the pandemic, when asset valuations shifted dramatically and security positions that once looked robust were suddenly exposed.

For borrowers, the message is clear: it’s not just about the interest rate. The real risk often lies in the events of default, monitoring obligations, and technical covenants buried in the loan documentation.

For lenders, Andrew emphasises the importance of relationship-building. While documentation can cover every conceivable default scenario, long-term value often comes from supporting viable businesses rather than enforcing aggressively at the first sign of difficulty.

Whether you are considering a bridging loan, negotiating security terms, or advising on commercial lending, this episode provides a candid look at what really matters when money changes hands.

Chapter Markers

(00:00) – Introduction: Property meets corporate lending

(02:00) – High street lending vs bespoke commercial finance

(05:30) – Personal guarantees explained

(09:00) – Joint and several liability risks

(15:00) – Consumer vs commercial lending protections

(18:00) – Events of default and monitoring obligations

(20:00) – Enforcement strategy and lender options

(24:00) – Key advice for borrowers and lenders

Useful Links

Connect with Andrew Kavanagh on LinkedIn

Reach out to Charlie Davidson on LinkedIn

Visit the Bishop & Sewell Website 

When buying or selling a business, it’s easy to focus on valuation. But as Andrew and Charles explain, how the consideration is paid can be just as significant as the headline price. Not every buyer has a “war chest” of cash available, and not every seller walks away with a briefcase of money on completion.

Andrew and Charles discuss the advantages and risks of each structure, including the importance of trust, due diligence, cultural fit, and understanding that earn-outs often require the seller to remain involved in the business post-completion.

They also highlight a key commercial reality: once you accept consideration shares, you are no longer just a seller; you become a shareholder in the buyer’s business, with all the associated risks and rewards.

Whether you are preparing to sell your business, considering an acquisition, or simply exploring your options, this episode provides a practical overview of how deals are structured in the real world and why the payment mechanics matter.

Chapter Markers

(02:00) – Bullet payments explained

(03:30) – Deferred consideration and staged payments

(05:00) – Earn-outs and performance-linked payments

(08:00) – Consideration shares and becoming a shareholder

(09:00) – Due diligence when receiving shares

(10:00) – Loan notes and alternative non-cash structures

Useful Links

Connect with Charles Wilson on LinkedIn

Reach out to Andrew Kavanagh on LinkedIn

Visit the Bishop & Sewell Website 

Focusing on Section 13 (freehold purchase) and Section 42 (lease extension) notices, Mark and Chris break down the legal implications of landlord silence and why it’s not always as straightforward as it might seem.

While a landlord’s failure to respond within the required timeframe can put leaseholders in a strong position, potentially allowing them to proceed at their proposed price, there are strict procedural rules and deadlines that must be followed. The discussion highlights the importance of the six-month deadline to either complete the transaction or apply to court for a vesting order and how quickly that window can close in practice.

The episode also explores the risks of getting the process wrong, including invalid notices, incorrect service of documents, and landlords scrutinising claims to find technical defects. Mark and Chris share practical guidance on serving notices correctly, evidencing delivery, and avoiding common pitfalls that could jeopardise a claim worth hundreds of thousands of pounds.

Whether you’re a leaseholder considering enfranchisement or a property professional advising clients, this episode offers essential insight into protecting your position when the other side goes quiet.

Chapter Markers

(00:00) – Why landlord silence can be a strategic move

(01:10) – What happens if a landlord doesn’t respond to your notice

(02:40) – The six-month deadline: complete or apply to court

(04:10) – Why your offer must be reasonable and made in good faith

(06:00) – Common mistakes that can invalidate a claim

(07:20) – Why expert legal advice is essential

Useful Links

Connect with Mark Chick on LinkedIn

Reach out to Chris Macartney on LinkedIn

Visit the Bishop & Sewell Website 

When you’re launching a new venture, cash flow is tight and every pound counts. Investing in legal advice can feel like a luxury, but as Charles and Andrew explain, getting a few key provisions right from the outset can deliver significant value and protect your business from costly mistakes down the line.

Charles and Andrew also address a common startup dilemma: how to balance the need for robust terms and conditions with limited budgets. They discuss why proportionate, tailored advice is more valuable than copying complex corporate contracts and why relying solely on online templates or AI-generated terms may not give you the protection you think you have.

Whether you’re launching a startup, reviewing your existing terms, or advising a growing business, this episode provides practical guidance on where to focus your legal spend for maximum impact.

Chapter Markers

(01:00) – The challenge of legal budgets for new businesses

(02:00) – Tip #1: Indemnities for cost recovery explained

(04:00) – Tip #2: Limitation of liability and managing risk

(05:30) – Tip #3: Severance clauses as a “get out of jail free card”

(07:00) – Practical advice: Getting proportionate legal support

Useful Links

Connect with Charles Wilson on LinkedIn

Reach out to Andrew Kavanagh on LinkedIn

Visit the Bishop & Sewell Website 

While most leaseholders benefit from statutory rights under leasehold reform legislation, the Crown Estate sits outside of this framework. However, as Mark and Chris explain, the Crown will often act “by analogy” to the legislation, offering lease extensions and enfranchisement rights in a similar (but not identical) way.

The episode breaks down how this unique system works in practice, including where it applies and, crucially, where it doesn’t. Certain high-value properties, particularly those located in exempt areas around royal parks such as St James’s Park, Hyde Park, Regent’s Park, and Windsor, are excluded entirely from enfranchisement rights.

Mark and Chris also explore the key differences between Crown lease extensions and standard statutory claims, including shorter extension terms, the structure of “concurrent leases", and the role of arbitration instead of the Tribunal in resolving disputes.

With practical insights on valuation, timelines, funding considerations, and lender involvement, this episode is essential listening for leaseholders, investors, and property professionals dealing with Crown-owned land.

Chapter Markers

(00:00) – What is the Crown Estate and why does it matter?

(01:00) – How the Crown “acts by analogy” to leasehold legislation

(03:15) – Why high-value Crown properties are excluded

(04:00) – What you can claim: lease extensions and enfranchisement rights

(05:15) – Ground rent changes following recent legislation

(06:30) – What is a concurrent (overriding) lease?

(07:30) – What happens if you can’t agree terms? Arbitration explained

(08:30) – Tight timelines: completing within two months

(09:30) – Why specialist advice is essential in Crown Estate claims

Useful Links

Connect with Mark Chick on LinkedIn

Reach out to Chris Macartney on  LinkedIn

Visit the Bishop & Sewell Website 

The discussion focuses on the importance of heads of terms, the initial framework that shapes the lease agreement and can significantly influence how smoothly the legal process unfolds. Senal explains why getting the commercial details right at the outset can save both landlords and tenants time, money, and unnecessary disputes later.

Charles and Senal explore key considerations including rent structures, service charges, repair obligations, rent deposits, and personal guarantees. They also discuss practical protections such as schedules of condition, service charge caps, and break clauses, tools that can help tenants manage financial risk when entering a lease.

The episode also examines how landlords protect themselves against tenant insolvency, the risks surrounding alterations and subletting, and the strategic implications of whether a lease is granted inside or outside the Landlord and Tenant Act 1954.

Whether you’re a landlord granting a lease, a business considering new premises, or simply curious about the legal mechanics behind commercial property agreements, this episode offers practical insight into how strong foundations can prevent costly disputes later.

Chapter Markers

(00:00) – Why lease negotiations start with “subject to contract”

(01:30) – What are heads of terms and why they matter

(04:30) – Leasing a whole building vs leasing part of a property

(08:00) – Why tenants can lose negotiating power later in the process

(11:00) – Alterations and fit-out works: what tenants need to plan for

(14:10) – Inside or outside the Landlord & Tenant Act 1954 explained

(16:00) – Why early legal advice can prevent major problems later

Useful Links

Connect with Charles Jamieson on LinkedIn

Reach out to Senal Patel on LinkedIn

Visit the Bishop & Sewell Website 

For many leaseholders, dissatisfaction with service charge management is a key motivation for collective enfranchisement. But as Mark explains, buying the freehold and challenging service charges are legally separate processes, even though both may fall within the jurisdiction of the First-tier Tribunal.

Mark also explains why timing matters and why leaseholders may need to decide whether to pursue a service charge challenge first or press ahead with the enfranchisement process and deal with disputes later.

For anyone considering buying their freehold, particularly in a building where relations with the landlord are strained, this episode provides clear, practical insight into how the law separates valuation from service charge disputes and what that means in reality.

Chapter Markers

(02:00) – The role of the First-tier Tribunal

(05:00) – Valuation and service charges: legally separate issues

(07:00) – Disputed sums and the need for security

(10:00) – Strategic considerations: which process comes first?

(12:00) – Final thoughts: planning, strategy, and specialist advice

Useful Links

Connect with Mark Chick on LinkedIn

Reach out to Charlie Davidson on LinkedIn

Visit the Bishop & Sewell Website 

The conversation provides a practical refresher on commonly used exemptions, from the annual £3,000 allowance and small gifts exemption, to marriage gifts and the often-overlooked surplus income exemption. Luke explains how surplus income gifting works in practice, why it must come from income rather than capital, and why consistency and documentation are critical if gifts are to be effective for inheritance tax purposes.

Nicholas and Luke also discuss larger capital gifts, the seven-year rule, and how taper relief can reduce inheritance tax exposure even if the donor does not survive the full seven years. They consider the benefits of gifting appreciating assets during lifetime, as well as the potential capital gains tax implications that need to be factored in.

Whether you are considering making lifetime gifts, advising family members, or planning your estate more broadly, this episode offers clear, practical guidance on how to use available allowances sensibly and responsibly.

If you enjoyed this episode, don’t forget to follow Listen Without Prejudice on your favourite podcast platform and leave us a rating or review, it helps others discover the show and supports our work bringing you more expert insights from Bishop & Sewell.

Chapter Markers

(01:00) – The annual £3,000 exemption and small gifts allowance

(05:00) – Capital gifts, the seven-year rule, and taper relief

(07:30) – Why tax planning must be holistic

(09:20) – Record keeping and the role of Zenplans

(11:30) – Final thoughts: planning ahead and working with advisers

Useful Links

Connect with Nicholas Barlow on LinkedIn

Reach out to Luke Jenkins on LinkedIn

Visit the Bishop & Sewell Website 

The draft legislation proposes a cap of £250 per year on existing ground rents, with a further provision that ground rents will be reduced to a peppercorn after 40 years. While the proposals are not expected to become law until 2028 at the earliest, they already raise significant questions for leaseholders, freeholders, investors, and valuers.

Mark and Chris explore how these changes could affect the value of long leases, the future of ground rent portfolios, and whether the reforms could face human rights challenges, similar to those currently surrounding the Leasehold and Freehold Reform Act 2024. They also discuss why the government has opted for a cap rather than a complete abolition of ground rents, and how the proposed reforms attempt to strike a balance between protecting leaseholders and avoiding large-scale compensation claims.

Crucially, the episode addresses the practical question many listeners are asking right now: should you act now if you’re considering a lease extension or buying your freehold, or wait? With uncertainty likely to persist for several years, this conversation offers timely guidance for navigating decisions in a shifting legal landscape.

Chapter Markers

(01:40) – The £250 ground rent cap and the 40-year “switch-off”

(05:30) – Why the government chose a cap instead of abolition

(09:30) – What this means for lease extensions and enfranchisement today

(13:00) – Final thoughts: uncertainty, opportunity, and “watch this space”

Useful Links

Connect with Mark Chick on LinkedIn

Reach out to Chris Macartney on LinkedIn

Visit the Bishop & Sewell Website 

Acting as an executor can be an onerous responsibility, particularly when it begins at a time of grief. Nicholas and Ben guide listeners through the executor’s journey from the date of death through to the final distribution of the estate, highlighting where risks commonly arise and how professional support can help avoid costly mistakes.

The discussion covers the practical realities executors face, including organising funerals, securing and insuring property, locating and valuing assets, reporting to HMRC, applying for probate, and managing tax liabilities. Ben also explains why executors can become personally liable if taxes are underpaid or assets are distributed too early and why careful record-keeping and due diligence are essential.

Whether you’ve been named as an executor, are considering appointing one, or simply want to understand how estate administration works in practice, this episode provides clear, practical guidance and expert insight into a role that carries real legal and financial responsibility.

Chapter Markers:

(01:00) – When the executor’s role begins, often without warning

(04:45) – Protecting property: insurance, vacancy, and risk management

(08:30) – Locating assets and avoiding underreporting to HMRC

(14:30) – Valuations: property, chattels, and Red Book reports

(17:30) – Can you refuse to be an executor? Renunciation and intermeddling

(22:00) – The “executor’s year” and beneficiary expectations

(23:00) – Finalising the estate and what happens if assets appear later

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Ben Williamson on LinkedIn

Visit the Bishop & Sewell Website

From management packs and managing agents to service charge disputes, cladding, lease variations, and property fraud, Karen and Farzana share real-world insight from both the contentious and transactional sides of the table. Together they explore how leaseholders can protect their interests, what to watch out for during a purchase, and why due diligence is key before you sign on the dotted line.

Whether you’re a first-time buyer, a landlord, or an experienced property professional, this episode offers valuable takeaways on navigating the complexities of leasehold ownership and avoiding the legal and financial pitfalls that can follow.

Chapter Markers:

(03:00) – Costs, delays & why missing packs can derail a sale

(05:40) – Outdated lease clauses & varying leases through the Tribunal

(07:00) – What happens when service charges aren’t paid?

(08:00) – The First-tier Tribunal’s role in service charge disputes

(09:15) – Property fraud: how to protect your home and title

(10:45) – Selling with a tenant in situ & the challenges of vacant possession

(12:00) – Karen’s advice for anyone buying a leasehold property

(15:00) – Can you claim common parts as your own? Demise vs. trespass

Useful Links:

Connect with Karen Bright on LinkedIn

Reach out to Farzana Rahman on LinkedIn

Visit the Bishop & Sewell Website

The conversation reveals why this seemingly simple solution rarely works as intended. The hosts explain the concept of "gift with reservation of benefit," legislation from 1986 that prevents people from sidestepping inheritance tax by transferring property deeds whilst continuing to live there rent-free. Despite no longer owning the property, the value remains frozen in your estate on death, potentially creating nasty surprises for executors and even forcing children to sell the home to pay unexpected tax bills.

However, Nicholas and Luke explore several legitimate strategies that can work when properly implemented. These include paying full market rent to your children throughout your lifetime with professional valuations reviewed annually, genuine co-occupation arrangements where children move in to provide care, downsizing and gifting the surplus cash, and gifting a small share of the property to secure co-ownership discounts of 10 to 15 per cent.

The hosts highlight important risks including that rental payments must continue for your entire lifetime, children receiving rent must pay income tax, care authorities may view transfers as deliberate asset deprivation, and new owners face potential complications from divorce or financial difficulties. Proper documentation including tenancy agreements, declarations of trust, and updated insurance becomes essential.

Throughout the discussion, Nicholas and Luke emphasise that whilst inheritance tax planning through property gifting is possible, it requires professional advice to navigate successfully. This episode is essential listening for homeowners considering inheritance tax planning. 

For tailored advice, Bishop and Sewell's Private Client team is available at bishopandsewell.co.uk or via LinkedIn.

Chapter Markers:

(00:00) - Introduction and Overview of the Podcast

(00:42) - Meet the Experts: Nicholas Baller and Luke Jenkins

(00:58) - Gifting the Family Home: The Classic Question and Disappointing Answer

(01:18) - Tax Implications: Understanding Gift with Reservation of Benefit

(02:58) - Rental Agreements: Paying Market Rent and Keeping Proper Records

(04:04) - Care Costs and Deliberate Deprivation of Assets Concerns

(04:36) - Successful Case Studies: When Rental Arrangements Work Well

(08:47) - Inheritance Tax Allowances, Co-Ownership Discounts and Alternative Strategies

(11:07) - Summary: When Gifting Works and the Risks to Consider

(11:46) - Closing Remarks and How to Get in Touch

Useful Links

Connect with Nicholas Barlow on LinkedIn

Reach out to Luke Jenkins on LinkedIn

Visit the Bishop & Sewell Website

Following Matthew Pennycook’s November 2024 ministerial statement, eight major consultations were promised to drive reform in the leasehold sector. Chris and Mark revisit those commitments, from right to manage and building insurance commissions to service charges, enfranchisement rates, and commonhold.

As they tick through the list, the conversation reveals where genuine progress has been made and where reform has stalled. With the Arctime Freeholders v Secretary of State case now decided by the High Court, they also discuss what the ruling could mean for the next phase of implementation and what leaseholders and freeholders should be doing now.

This is an essential listen for property professionals, landlords, managing agents, and anyone navigating the evolving leasehold landscape.

Chapter Markers:

(00:00) – Introduction: Setting the scene for the review and the recent High Court decision in Arctime Freeholders v Secretary of State

(01:00) – Revisiting Matthew Pennycook’s 2024 statement and the eight promised consultations

(04:00) – Service Charges and Legal Costs: the ongoing consultation and why landlords’ automatic cost recovery is changing

(05:00) – Enfranchisement Reform: capitalisation and deferment rates; the missing consultation and the judicial review delay

(07:00) – Consumer Protection and Estate Management Charges: integrating rent charges into the service charge framework

(11:00) – Regulation of Managing Agents: calls for greater oversight following poor management practices

(15:00) – The High Court’s Human Rights Ruling: implications for LAFRA’s implementation and what comes next

Useful Links:

Connect with Chris Macartney on LinkedIn

Reach out to Mark Chick on LinkedIn

Visit the Bishop & Sewell Website

They explore fresh findings from the Fair Game Index on how many clubs are “regulator ready,” why cash buffers and governance standards matter, where the guidance still feels thin, and the likely push-and-pull between compliance and commercial reality.

Whether you’re a lifelong football fan, club executive, or simply curious about how the beautiful game is run off the pitch, this episode delivers expert insight, grounded analysis, and a clear look at how the new regulator will shape the future of English football.

If you enjoyed this episode, don’t forget to follow Listen Without Prejudice on your favourite podcast platform and leave us a rating or review, it helps others discover the show and supports our work bringing you more expert insights from Bishop & Sewell.

Chapter Markers:

(01:00) – Setting the scene: from Bill to Act and the IFR’s brief

(04:30) – Cash buffers & risk: why nearly half the pyramid is vulnerable

(08:10) – Who helps clubs get “match fit”? Governance pros and the cottage industry to come

(09:05) – Lessons from 2008: why buffers and prudence may be inevitable

(10:20) – Timelines & next steps: expect years, not months; watch this space

Useful Links:

Connect with Charles Wilson on LinkedIn

Reach out to Andrew Kavanagh on LinkedIn

Visit the Bishop & Sewell Website

The conversation begins with the Angela Rayner stamp duty controversy, exploring how a complex trust arrangement led to unexpected tax consequences and what it reveals about the intricacies of SDLT. From there, Sean and Charlie unpack the increasing complexity of stamp duty, the rise of stamp duty reclaim agents, and the grey areas around chattels and uninhabitable property claims.

They also discuss ongoing calls for stamp duty reform, including proposals to replace it with a property ownership tax or merge it with council tax and assess the potential political and economic fallout of such changes. The episode concludes with a look at the Nigel Farage property story, illustrating how public scrutiny intersects with private ownership and tax law.

Whether you’re a property professional, investor, or simply curious about one of the UK’s most contentious taxes, this episode offers expert clarity, practical advice, and a candid glimpse into the evolving world of property taxation.

Chapter Markers:

(01:15) – The Angela Rayner controversy explained

(04:00) – Why stamp duty has become so complicated

(09:00) – Stamp duty reclaim agents: risk or reward?

(19:45) – Should we abolish stamp duty altogether?

(22:00) – Proposals for reform: council tax integration and annual property taxes

(27:15) – The politics of stamp duty: lessons from history

(32:45) – Sean’s golden rule: trust your conveyancer

Useful Links:

Connect with Sean Randall on LinkedIn or via email: sean@seanrandalltax.com

Reach out to Charlie Davidson on LinkedIn

Visit the Bishop & Sewell Website

Although the Act was passed with cross-party support, many of its key provisions remain dormant, and a major judicial review could determine if and when they ever take effect. 

Charlie and Mark unpack the legal complexities behind this pivotal case, from human rights challenges and the right to property under Article 1, Protocol 1 of the ECHR, to the potential economic fallout for freeholders and leaseholders alike.

Whether you’re a property owner, investor, or simply interested in how legal policy shapes the real estate market, this episode offers a clear, practical, and nuanced guide to the future of leasehold law.

Chapter Markers:

(01:24) – What’s in the Leasehold Reform Act 2024 and why it matters

(02:45) – Understanding judicial review: Challenging government decisions

(06:50) – Practical advice: Should you extend your lease now or wait?

(10:38) – From High Court to Strasbourg: The legal journey ahead

(13:10) – Mark’s view: Why wholesale reform and phased implementation make sense

(15:54) – Final thoughts: Balancing reform with market realities

Useful Links:

Connect with Mark Chick on LinkedIn

Reach out to Charlie Davidson on LinkedIn

Visit the Bishop & Sewell Website

Whether you're a parent concerned about safeguarding your children's inheritance, part of a blended family navigating complex property arrangements, or looking to ensure long-term protection for vulnerable beneficiaries, this episode is packed with expert advice and practical insights.

Nicholas and Ben delve into the types of trusts typically used in wills — from simple age contingencies to sophisticated discretionary structures — and discuss their benefits, inheritance tax considerations, and flexibility. They also unpack real-world scenarios involving property ownership, remarriage, mortgages, vulnerable beneficiaries, and cross-generational estate planning.

This episode is essential listening for anyone thinking about how best to structure their estate to ensure their loved ones are protected — now and into the future.

Chapter Markers:

(01:45) Why Age Contingencies Are Technically Trusts

(03:00) Choosing the Right Trustee

(04:45) Inheritance Tax Implications for Spouses

(06:00) The Role of Joint Tenants vs. Tenants in Common

(08:30) Managing Mortgages and Liabilities

(12:30) Letters of Wishes: Their Importance and Benefits

(13:30) Discretionary Trusts for Complex Family Needs

(15:45) Final Thoughts: Importance of Legal Advice

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Ben Williamson on LinkedIn

Visit the Bishop & Sewell Website

Nicholas and Ben break down how this exemption works, why it’s often overlooked, and how it can be a powerful way to pass wealth to your loved ones without falling foul of inheritance tax. They explore key criteria, practical examples, and common pitfalls — such as why the exemption only applies to surplus income (not capital) and the importance of keeping clear records to protect your executors later on.

The conversation also touches on strategic uses of this exemption, like funding life insurance policies or trusts to prepare for future tax liabilities, and why professional advice and solid documentation are critical for making this approach bulletproof.

If you’re keen to understand how to make regular gifts out of your surplus income, avoid the 40% tax hit on growing estates, or learn how these rules could be used to support your family in a tax-efficient way, this episode is for you.

Chapter Markers:

(02:08) What counts as income? From salaries to pensions and investments

(02:42) How this exemption avoids the 7-year inheritance tax rule

(03:36) Proving intention: Why records and documentation matter

(04:21) Common traps: Giving assets vs. giving surplus cash

(05:20) The role of executors and reporting after death

(06:15) Putting surplus income to work: Trusts and life insurance

(07:59) Getting the right advice and policy structures

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Ben Williamson on LinkedIn

Visit the Bishop & Sewell Website

Together, they explore how trusts can be a powerful tool for safeguarding family wealth, protecting vulnerable beneficiaries, and achieving long-term estate planning goals. From second homes in Devon to blocks of shares laden with gains, they discuss practical examples of when trusts make sense — and just as importantly, when they might not.

Ben and Nicholas demystify how trusts operate in the UK, including the realities of inheritance tax, capital gains tax, and the much-discussed “seven-year rule.” They also explain why a carefully drafted settlement deed is just the start and how private letters of wishes can capture the true intent behind the trust — guiding trustees for generations to come.

If you’re considering how best to preserve assets for future generations, mitigate hefty tax hits, or simply want to understand how trusts differ from more straightforward gifting, this episode provides clear, expert insight.

Chapter Markers:

(02:13) Trusts as a tool for asset protection (young & vulnerable beneficiaries)

(05:10) Reserving a benefit: when trusts work (or don’t) for tax

(07:02) The “seven-year rule” and nil-rate band implications

(10:08) Capital gains tax: holdover relief and long-term planning

(13:36) Updating land registry titles and changing trustees

(14:48) Letters of wishes: the private document that guides trustees

(16:14) How to wind up a trust and tax on 10-year anniversaries

(18:14) Summary: why trusts might be right for families with significant assets

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Ben Williamson on LinkedIn

Visit the Bishop & Sewell Website

They unpack the legal obligations, financial liabilities, and personal dynamics involved in administering an estate, offering practical advice for those considering naming — or being named — as an executor. From the risks of "intermeddling" to the benefits of appointing professionals, this episode offers vital guidance for anyone drafting a will or navigating the probate process.

You’ll hear real-world examples, including cases where an executor’s misstep had severe financial consequences, and get clarity on how to protect yourself, your estate, and your beneficiaries.

Chapter Markers:

(01:09) What Is an Executor, and Why Does It Matter?

(03:15) The Responsibilities and Liabilities of Executors

(05:39) Protecting Yourself as an Executor: Searches and Notices

(07:40) The Role of Professionals in Managing Complex Estates

(09:28) Lifelong Commitments: Why the Role May Last Years

(11:07) Trustees and Beneficiaries: A Continued Duty of Care

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Mark Chick on LinkedIn

Visit the Bishop & Sewell Website

Mark Chick, Senior Partner at Bishop & Sewell, and Chris Macartney, Head of the Landlord and Tenant Department, share their knowledge to make the process feel much more manageable.

They walk you through the essential steps of funding a collective freehold purchase, covering everything from participation agreements to overriding leases.

If you’re wondering how to deal with non-participant flats or secure external investments, Mark and Chris also dive into how to protect funders’ interests and ensure fairness across the board.

Plus, you’ll learn how to bring all leaseholders together, structure a term sheet, and set up clear terms that help avoid confusion or disputes later on.

The golden rule? Keep it simple, stay organised, and set clear expectations from the get-go.

Whether you’re navigating your first freehold acquisition or just looking to refine your approach, this episode is packed with practical insights.

Tune in to learn how to avoid common pitfalls and create a solid plan for success.

Chapter Markers:

(01:09) Navigating collective freehold acquisition

(02:24) Handling non-participation and cost allocation

(04:26) Addressing the complexities of funding non-participating flats in a collective freehold purchase

(08:10) Discussing overriding leases and their role in acquiring a freehold

(10:41) Organising and structuring collective enfranchisement

Useful Links:

Mark Chick LinkedIn

Chris Macartney LinkedIn

It’s a topic that comes up frequently between homeowners and prospective buyers, with many unsure of what it really means and how it affects ownership.

In this episode of Listen Without Prejudice, Charlie Davidson, Senior Associate in the Property Department, and Mark Chick, Senior Partner and Leasehold Expert at Bishop & Sewell, are here to break it down for you.

They dive into how a share of freehold works in real life, highlighting both the potential risks and rewards that come with it and uncovering the common pitfalls that people often fall into.

They also discuss the legal and practical aspects of owning a share of freehold, addressing key concerns like how decisions are made for repairs, how to manage the property, how to handle issues as they come up, and much more.

If you’re curious about property ownership and wondering how a share of freehold compares to leasehold or freehold, this episode is for you. 

Tune in for expert advice and real-life examples that will clarify the topic and help you make better-informed decisions in your property journey.

Chapter Markers:

(01:13) Understanding share of freehold and how it works

(03:18) Exploring how the share of freehold works, collective ownership

(04:14) Challenges and complications in managing share of freehold

(09:50) Navigating shared freeholder ownership and management

(14:21) Discussing the advantages and risks of share of freehold ownership

(16:33) Understanding the complexity of lease extensions

Useful Links:

Charlie Davidson LinkedIn

Mark Chick LinkedIn

Andrew and David break down the sale process into four key phases: preparing the business for sale, negotiating heads of terms, navigating due diligence, and finalising the legal documentation. They also explore the emotional and strategic implications of exiting a business and why early planning — both legally and psychologically — is key to a smooth transition.

From choosing the right broker and securing funding to understanding earn-outs and minimising warranty risk, this episode offers a masterclass in getting the best out of your business sale.

Chapter Markers:

(01:39) Getting Started: Early Legal and Tax Advice

(03:18) Preparing the Business and the Mindset Shift

(05:34) Heads of Terms: Structure and Confidentiality

(08:15) Due Diligence: Risks, Documentation and Disclosure

(10:40) Legal Documentation: SPAs, Warranties and Indemnities

(12:08) Earn-Outs: Staying Involved and Hitting KPIs

(13:54) Post-Sale Life: Controlling Your Destiny

(15:26) Why Timing Matters When Calling Your Lawyer

Useful Links:

Connect with Andrew Kavanagh on LinkedIn

Reach out to David Little on LinkedIn

Visit the Bishop & Sewell Website

With practical insights drawn from real-world experience, they explore the fundamental differences between share and asset purchases, the importance of early financial due diligence, and the structuring of deals to mitigate risk.

Whether you're navigating deal terms like earn-outs and exclusivity or wondering how to handle seller involvement post-completion, this episode provides a comprehensive overview for anyone stepping into the world of business acquisition.

Perfect for aspiring entrepreneurs, private investors, or business owners looking to grow through acquisition, this episode breaks down complex legal concepts into clear, actionable advice.

Chapter Markers:

(02:00) Share vs. Asset Purchases: What’s the Difference?

(04:00) Funding a Purchase: Financing Options & Pitfalls

(06:00) Due Diligence: The Financial First Step

(08:00) Legal Due Diligence & Structuring the Deal

(10:00) Working with the Seller Post-Completion

(11:00) Employees, TUPE, and Non-Competes

(12:30) Completion Accounts & Retaining Value

Useful Links:

Connect with Andrew Kavanagh on LinkedIn

Reach out to David Little on LinkedIn

Visit the Bishop & Sewell Website

From holding deposits and disclosure obligations to service charge caps and incomplete transactions, Thom and Karen explore real-world issues buyers and sellers face in today’s property market. Whether you're navigating a leasehold agreement, facing unexpected completion delays, or wondering about your responsibilities as a seller, this episode is packed with crucial legal insights to guide you through complex scenarios.

You’ll also hear about recent case law that’s impacting transactions, including the now-infamous London moth infestation ruling, and how landlords are being scrutinised under new government reforms affecting service charges.

If you're a property owner, buyer, seller, or legal professional, this episode offers indispensable guidance on protecting your interests and avoiding costly mistakes.

Chapter Markers:

(02:04) Holding Deposits: What Are the Risks?

(04:06) Disclosure Duties and Neighbour Disputes

(06:01) Case Law: Moth Infestation & Non-Disclosure

(08:21) What Happens When Completion Fails?

(11:37) Service Charges: What Can Landlords Really Charge?

(15:33) What If Services Aren’t Delivered? Tenant Remedies

Useful Links:

Connect with Thom Wilkinson on LinkedIn

Reach out to Karen Bright on LinkedIn

Visit the Bishop & Sewell Website

Nicholas explains the key differences between EPAs and the more modern Lasting Powers of Attorney (LPA), the potential challenges of managing these documents, and why it might be time to review or replace your EPA.

From practical advice on when to register an EPA to insights on capacity and the responsibilities of attorneys, this episode offers essential guidance for anyone navigating the complexities of long-term planning — whether for themselves or a loved one.

If you’re wondering about the risks of using an outdated EPA, the critical moments when an EPA must be registered, or why an LPA might offer a more robust solution, you’ll find the answers here.

Chapter Markers:

(02:00) Key Differences Between EPAs and LPAs

(04:00) The Complexity of Assessing Capacity

(06:30) Real-World Challenges of Using EPAs

(08:00) When to Review or Replace Your EPA

(09:00) Final Thoughts and Practical Advice

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Mark Chick on LinkedIn

Visit the Bishop & Sewell Website

Nicholas explains the different types of Powers of Attorney, when and why you should consider setting them up, and how they can safeguard your financial and personal welfare decisions in the future. 

From practical tips on family discussions to insights into business LPAs and avoiding common pitfalls, this episode offers essential advice for anyone thinking about future planning — whether for themselves, a loved one, or in a business context.

If you’re wondering about the difference between financial and health & welfare powers, when a Power of Attorney is activated, or how attorneys are restricted in making decisions, you’ll find the answers here.

Chapter Markers:

(01:24) What is a Power of Attorney?

(05:16) Financial vs. Health & Welfare Powers of Attorney

(10:30) Living wills vs. Powers of Attorney

(11:41) Registering a Power of Attorney

(13:20) Powers of Attorney for business owners

(15:19) Can attorneys be paid?

Useful Links:

Connect with Nicholas Barlow on LinkedIn

Reach out to Mark Chick on LinkedIn

Visit the Bishop & Sewell Website

With major changes to valuation on the horizon, including the government's proposed move to an ‘online calculator’ and the simplification of the process for leaseholders to buy their freehold or extend their lease, this conversation unpacks the complexities, timelines, and legal implications of reform.

Mark and Charlie dissect the Law Commission’s valuation recommendations and examine the government’s intentions, including the push to abolish marriage value and fix rates like deferment and relativity. They also reflect on the professional and legal concerns that remain, especially for valuers and practitioners navigating a landscape filled with uncertainty.

Whether you're a legal professional, valuer, or simply trying to understand how upcoming legislation might affect your property, this episode is packed with insights.

Chapter Markers:

(00:58) Setting the scene – How we got here and what’s at stake

(02:01) What the government wants to achieve through valuation reform

(03:20) The Law Commission’s recommendations vs. the government’s direction

(04:36) Concerns about abolishing marriage value and fixing the deferment rate

(05:55) Practical implications for valuers and legal professionals

(07:14) Unpacking the proposed online calculator – what might it look like?

(08:23) Why current reforms may lead to further litigation

(09:37) Predictions for what the legislation may include

(10:32) Transitional issues and what we still don’t know

Useful Links:

Leasehold and Freehold Reform Act 2024

Mark Chick LinkedIn

Charlie Davidson LinkedIn

Bishop & Sewell Website

In this episode, Charlie Davidson sits down with Mark Chick to unpack the real-world implications of this long-anticipated change under the Leasehold and Freehold Reform Act 2024.

Together, they explore the origins of the two-year rule, why it existed in the first place, and how its removal impacts lease extensions, registration timelines, and strategic decision-making during property transactions.

They also touch on the complexities that remain, including the notorious registration gap, and why buyers may still want sellers to serve notice even with the reform in place.

Whether you're a buyer, seller, agent, or legal professional, this episode offers clear, practical insights into a change that’s set to affect thousands of transactions.

Chapter Markers:

(00:48) What was the two-year rule, and why did it exist?

(01:40) The implications of the Leasehold and Freehold Reform Act 2024

(03:24) Removing residence requirements and historic inconsistencies

(04:58) Debunking the myth: Lease extensions still aren’t “quick fixes”

(05:38) Understanding the registration gap and its real cost

(06:54) How long can it take to register a property? (Hint: It’s longer than you think)

(07:55) The importance of expert coordination during transactions

(08:17) Why swift action is still crucial for short leases

(08:42) Looking ahead: Further reforms on the horizon?

Useful Links:

Leasehold and Freehold Reform Act 2024

Mark Chick LinkedIn

Charlie Davidson LinkedIn

Bishop & Sewell Website

We’re joined by Mark Chick, Senior Partner at Bishop & Sewell, and Chris Macartney, Head of the Landlord and Tenant Team. Together, they take a deep dive into this complex topic that affects anyone with an interest in disposing of or acquiring a freehold interest. 

Mark and Chris kick off the discussion by unpacking the nuances of the “curiously drafted” Landlord and Tenant Act 1987. 

They provide a detailed overview of Section 5 of the ‘87 Act, shedding light on the Right of Frist Refusal, the ambiguities, and what Section 5s mean for both freeholders and leaseholders.

Throughout this episode, you’ll gain an understanding of the rights and obligations of all parties involved. Mark and Chris also share real-life examples illustrating how selling property interests works in practice.

They cover essential topics such as procedures, timelines, and possible outcomes.

So, if you’re keen to stay informed and prepared as these changes roll out, tune into this episode.

Chapter Markers:

(00:48) Understanding the complexity of the Landlord and Tenant Act 1987 and a glimpse into the Leasehold Reform Act 2024

(03:21) Clarifying the rights and obligations of landlords and leaseholders under Section 5

(04:27) Real-life scenarios and challenges when selling property interests

(08:06) The procedure and timelines for selling property interests under Section 5A (sale by contract)

(11:31) The procedure for selling property interests under Section 5B (sale by auction)

(13:04) The importance of collective action among leaseholders in responding to property purchase offers

(15:00) The distinctions in property laws and regulations related to different types of properties

(16:40) Exploring possible outcomes in case the freeholder rejects the notice

(19:24) Tips for navigating the current landscape of property transactions between freeholders and leaseholders 

(22:41) Comparing the costs and the process of the 1987 Act to the 1993 Act

Useful Links:

Leasehold And Freehold Reform Act 2024

Mark Chick LinkedIn

Chris Macartney LinkedIn

Charlie Davidson, Senior Associate in the residential team at Bishop & Sewell, is joined by Mark Chick—to discuss the proposed shift from leasehold to commonhold and whether it’s truly the future of property ownership.

Together, they explore the historical challenges of commonhold, why previous attempts at implementation have struggled, and what reforms are needed to make it viable. Mark also breaks down key concerns such as lender hesitations, insolvency risks, and management issues in large developments.

Is commonhold a practical solution or just a fresh coat of paint on existing leasehold issues? And how soon can we expect these changes to take effect? 

Tune in as we unpack all the key insights from the latest legal reforms.

Chapter Markers

(01:48) What Is the Commonhold White Paper? – Breaking down the government’s latest proposal

(04:55) Why Now? – Political motivations and the push for change

(06:12) Leasehold vs Commonhold – Does the existing system actually work?

(08:48) Commonhold for New Builds vs Existing Flats – Who benefits?

(11:44) Who Manages Commonhold Properties? – The reality of self-management

(13:22) Mandatory Managing Agents? – A potential solution for large developments

(14:53) Legislation Timeline – How long will these reforms take?

Useful Links

Mark Chick LinkedIn

Charlie Davidson LinkedIn

Bishop & Sewell Website 

Join Thom Wilkinson and Charlie Davidson from the residential conveyancing team at Bishop & Sewell in this episode of Listen Without Prejudice as they address one of the most common questions in property transactions: Why does conveyancing take so long?

Thom and Charlie break down the roles and responsibilities of everyone involved and how certain factors—like the client’s proactive involvement—can actually speed things up.

They also discuss the importance of clear and transparent communication between clients, solicitors, and estate agents. After all, effective teamwork is often the key to pushing things forward.

From practical tips on how to collaborate with all parties involved to a discussion on how technology is shaping the process, Thom and Charlie cover it all to help keep your deal on track.

But don’t forget—speed isn’t the ultimate goal here. What really matters is ensuring the transaction is thorough and secure.

Listen to the full episode for more inside scoop on making your transaction as smooth as possible!

Chapter Markers:

(01:20) Understanding the process of conveyancing

(04:00) Discussing the roles and responsibilities of all parties involved in the transaction

(06:44) The importance of transparency and effective communication between clients and their conveyancers to speed up property transactions

(09:11) Tips for following up with solicitors effectively 

(11:28) Streamlining communication between estate agents and solicitors

(16:35) Exploring the role of technology and AI in the conveyancing process

(20:17) Balancing between speed and legal risks in conveyancing

(23:10) Concluding thoughts

Useful Links:

Thom Wilkinson LinkedIn 

Charlie Davidson LinkedIn

Bishop & Sewell Website

In this episode of the Listen Without Prejudice podcast, Mark Chick sits down with Stephen to reflect on the journey of Bishop & Sewell, from its humble beginnings to becoming a respected name in the legal industry. Stephen shares valuable lessons he’s learned throughout the years and the journey of building a successful legal practice.

He begins by sharing the story of starting the firm with Jill Sewell, their early challenges, and the values that have always set B&S apart—trust, dedication, and exceptional client care.

Looking back on the firm’s formative years, Stephen highlights its commitment to building strong, empathetic client relationships, earning the reputation of being trusted advisors.

Stephen also shares a unique perspective on leadership—emphasising the importance of supporting and nurturing relationships within a team while fostering a culture of collaboration.

He reflects on the challenges they faced in the early years, including managing risks and maintaining a strong work ethic amid a changing industry. 

As he aptly puts it, B&S goes beyond just providing legal services, as they are deeply committed to supporting clients through every challenge, always there when they need them most.

There’s a bright future ahead for B&S, but one thing is certain: the strong foundation and core values that Stephen helped establish will continue to drive the firm’s success for years to come.

Tune into this episode for a fascinating look at the journey of Bishop & Sewell and the insights Stephen Bishop has gained after working for over four decades in the industry.

Chapter Markers:

(01:08) Sharing the origin story of Bishop & Sewell 

(04:07) Reflecting on the initial challenges and motivations in the initial years

(06:05) Exploring the initial growth and key milestones of the firm

(09:48) Reflecting on lessons learned, client relationships, and the journey of running a successful legal practice 

(12:19) Building strong and long-lasting partnerships 

(13:55) Stephen’s perspective on leadership, determination, and advice for aspiring lawyers

(15:53) Addressing the core values that set B&S lawyers apart

(16:37) Building a strong reputation and creating a legacy in the legal field

(18:55) Concluding the episode and sharing a vision for the future of B&S

Useful Links:

Stephen Bishop LinkedIn

Mark Chick LinkedIn

Bishop & Sewell Website

With so many factors at play, having the right advice is essential for putting you in the driver’s seat and helping you make smarter decisions. 

That’s exactly what this episode of Listen Without Prejudice is here to deliver!

Join us as Charlie Davidson, Senior Associate in the Property Department, and Mark Chick, Senior Partner and Leasehold Expert at Bishop & Sewell, dive into the key factors to consider when investing in leasehold properties.

First, they’ll help you navigate all the complexities of leasehold agreements and the fine print of lease terms. 

Many things you’ve heard—or assumed—about leasehold properties might not be quite what they seem. Mark and Charlie will set the record straight, covering crucial aspects like subletting rules, lease restrictions, and the potential consequences of ignoring key leasehold terms.

Then, they will walk you through essential investment considerations, such as service charge budgets, property management quality, and long-term maintenance planning.

Plus, they share some guidelines for avoiding costly surprises along the way. And, of course, don’t forget: working with a competent and trusted legal advisor is your best defence against pitfalls!

Whether you’re a first-time investor or looking to brush up on your knowledge, this episode is for you. Tune in for practical tips and expert insights on approaching leasehold investments with confidence!

Chapter Markers:

(01:01) Understanding leasehold complexities and lease terms

(02:31) Discussing subletting and lease restrictions

(03:48) The risks of ignoring lease terms

(04:57) The crucial considerations when buying a leasehold property

(07:02) Exploring the essential factors that every leasehold investor must evaluate

(09:23) Navigating leasehold investment options (share of freehold vs. professional landlords)

Useful Links:

Charlie Davidson LinkedIn

Mark Chick LinkedIn

In this episode of Listen Without Prejudice, we’re here to make it a little less intimidating and a lot more manageable. 

Mark Chick, Senior Partner at Bishop & Sewell, sits down with Nicholas Barlow, Head of the Private Client Team, to discuss the must-know elements of will planning and estate management.

They break down everything, from inheritance tax and the importance of trusts to the vital role of executors—so you can approach estate planning with confidence.

They explain why it’s so important to think ahead and take ownership of your legacy, touching on the risks of intestacy and creating wills without professional help. 

From managing complex assets to the emotional side of the process, they cover it all.

Plus, if you’ve got a blended family or a family business to think about, they dive into how trusts can help preserve your wealth for future generations.

Whether you’re just starting to think about your estate or looking to refine your plan, this episode is packed with practical advice to help you protect what matters most. Tune in now!

Chapter Markers

(01:11) Understanding the vital work of private client services at Bishop & Sewell

(02:27) Exploring the risks of intestacy and the importance of estate planning

(04:52) Navigating the practical and personal aspects of estate planning that go beyond the will

(07:39) Managing assets and choosing executors

(11:26) Discussing inheritance tax and intergenerational wealth planning

(14:47) Exploring the potential risks of creating a will without professional help

(15:59) Understanding international estate planning and will variations

(18:48) Key considerations for trusts and wills

Useful Links

Mark Chick

Nicholas Barlow

Private Client Team

In this episode of Listen without Prejudice, we explore what this means for the future of the sport—from financial transparency to stricter regulations—and why football clubs can no longer overlook the need for reform.

Andrew Kavanagh and David Little of the Bishop & Sewell Corporate Commercial and Sports Law teams sit down to share their take on sport and governance.

They discuss the complexities of the current state of football and the need for more robust measures to protect fans, ensure club accountability, and preserve the integrity of the game in the UK.

David and Andy break down the proposed Football Governance Bill and the potential role of an IFR, examining how these changes could impact the way football clubs are run.

Additionally, they delve into the Premier League’s role as one of the UK’s most valuable exports, exploring its unique ownership structure and the financial power of international broadcasting rights.

Finally, they discuss the broader impact these governance changes could have on football culture, reflecting on the growing influence of fan-led movements and the government's increasing involvement.

With football at a crossroads, this conversation highlights why governance and regulation are crucial for securing its future.

Catch the full discussion in this week’s episode!

Chapter Markers:

(01:23) Discussing the current state of football governance and the need for football governance reform in the UK

(05:05) Examining Labour’s Proposed Football Governance Bill

(11:01) UEFA’s response to the UK government's proposed independent football regulator 

(14:06) Exploring the unique cultural value of football clubs and the impact of poor governance

(15:52) Examining Premier League’s global influence and governance challenges

(20:31) Discussing the gaps in football governance and recent fan-related issues

(22:20) The potential role of Independent Football Regulator (IFR)

(23:15) The importance of financial transparency in football clubs

(24:44) Government’s role and the future of football governance

Useful Links:

Andrew Kavanagh LinkedIn

David Little LinkedIn

Football Governance Bill

With the full rollout still some time away, many are wondering: What now?

Well, don’t worry—we’ve got you covered. In this episode of Listen Without Prejudice, Mark Chick, Senior Partner at Bishop & Sewell, and Chris Macartney, Head of the Landlord and Tenant Team, sit down to chat about the upcoming changes. 

Whether you're a leaseholder, landlord, or property professional, this conversation has all the insights you need to understand how the upcoming reforms will affect you.

As experts in this field, Mark and Chris share their best advice on navigating the interim period before the reform act takes full effect. 

From the removal of marriage value and capped ground rents to the new leasehold enfranchisement calculations, they break down the key changes that could reshape how you approach property.

They also dive into the practicalities, such as tackling lease extensions, addressing ground rent issues, and understanding valuation shifts.

So, if you’re looking for a clear roadmap through this transition (and a bit of reassurance along the way), tune in for practical tips and plenty of insights to help you make informed decisions about your property.

Chapter Markers:

(01:42) Understanding the Leasehold Reform Act 2024 and collective rights

(05:58) Exploring the history of leasehold reform in the UK, tracing key legislative milestones from the 1967 Act to the recent 2024 Act

(09:33) Discussing the Leasehold Reform (Ground Rent) Act 2022

(12:59) Unpacking the challenges in leasehold advice

(14:27) Discussing recent legislative changes in leasehold reform, precisely ground rent changes

(18:40) Addressing key amendments in the reform and their impact

(21:10) Overview of key changes in the valuation process for leasehold properties

(28:43) Exploring the practical implications of reforms and the expected timeline

(32:53) Navigating the interim before the leasehold reform takes effect

Useful Links:

Leasehold Reform Act 2024

Mark Chick LinkedIn

Chris Macartney LinkedIn

Mark Chick, Senior Partner at Bishop & Sewell, sits down with Charlie Davidson, Senior Associate in the Residential Property team, to discuss the essential steps of buying a property.

Mark and Charlie walk us through the steps in the conveyancing process, from the moment you first set eyes on a house to the joy of transitioning into homeownership. They go on to explain how to get your finances in order and protect your interests before you start the buying process, touching upon the implications of family financial support. Mark and Charlie also highlight the importance of clear and written communication to ensure clarity and avoid unnecessary conflicts among all parties involved.

Charlie also explains the crucial role of a conveyancer, not only in managing the financial side of property purchases but also in providing you with peace of mind throughout the entire process. Finally, they cover both practical and legal considerations that must be addressed before exchanging contracts, along with extra tips for finalising the entire process and enjoying this new and exciting part of your life. 

Whether you’re anxious about buying your first property or you just want to equip yourself with as much information as possible beforehand, this episode is for you! Join us for lots of practical tips that will help you navigate this journey with confidence.

Chapter Markers

(01:17) Introducing the subject and general mindset about homeownership for beginners

(02:30) Basic steps to cover once you’ve found the property you want to buy

(03:25) Ensuring clarity in property transactions

(07:06) Steps to take after an offer is accepted and the crucial role of a lawyer during this stage

(08:31) Managing the uncertainty in property transactions and the importance of legal guidance and due diligence to secure your position

(12:14) Managing family financial assistance in property purchases

(16:06) The importance of clear communication and formal agreements in property transactions

(17:20) Practical considerations of conducting property evaluations

(21:28) Legal considerations before exchanging contracts

(24:50) Navigating the final stage of the property buying process

(30:08) Transitioning into homeownership with peace of mind

Useful Links:

Mark Chick LinkedIn

Charlie Davidson LinkedIn

Bishop & Sewell Website

Meet solicitors from across the firm as they take us through issues they’re dealing with in practice, current trends and legal updates, and provide insights on a range of subjects - from real estate and business law to family and private client matters. 

Each episode offers valuable takeaways, featuring expert insights, real-world relevance, and valuable tips to apply to your private and business life. 

For a smart, insider’s perspective, subscribe to Listen Without Prejudice, brought to you by Bishop & Sewell.