Steward Lab Podcast

17. Declutter Your Finances: Managing God's Resources

Thu, 06 Nov 2025 18:21:26 +0000

Ready to clear out the financial clutter and gain crystal-clear insight into your money?

This episode dives into the practical steps of decluttering your finances, much like you would your physical space. Join James and Amberlee as they guide you through conducting a comprehensive financial audit to uncover hidden expenses, reduce waste, and align your spending with your values. Learn how to achieve financial clarity and move towards intentional money management to better steward the resources God has entrusted to you.

Episode Highlights & Key Moments

00:02:56 Why starting the decluttering process is the hardest step
00:04:55 Conducting a thorough financial audit for clarity
00:06:07 Practical tips for auditing bank statements, investments, and debt
00:10:14 How to identify and eliminate unnecessary spending and subscriptions
00:12:10 Aligning your financial decisions with your personal values
00:14:52 This week's experiment: Start your financial audit for progress, not perfection
00:17:14 Discover how financial coaching can accelerate your journey to clarity

Mentioned Resources & Links

Book a Financial Coaching Call: Rich Living Coaching.com/meet
The Steward Lab Podcast Website: https://pod.co/rich-living
Instagram: https://www.instagram.com/richlivingcoaching
Facebook: https://www.facebook.com/richlivingcoaching/
Rich Living Coaching TikTok: https://www.tiktok.com/@richlivingcoaching
Subscribe to The Steward Lab Podcast: https://pod.co/rich-living

Don't let financial chaos hold you back. Take the first step today! If you found this episode helpful, please rate, review, and subscribe to The Steward Lab Podcast to help us reach more stewards like you. Join us next time as we continue to explore practical ways to grow God's Kingdom through intentional living.

16. Declutter Your Calendar: Finding Margin in a Busy Life

Tue, 21 Oct 2025 17:44:45 +0000

Join James and Amberlee Rich in this episode of the Steward Lab Podcast as they delve into the topic of 'Decluttering Your Calendar.'

Listen in as they discuss the pitfalls of busyness, the importance of margin, and how to make the best use of your time.

Reflect on how your calendar affects your spiritual life and discover practical steps to create a more manageable and fulfilling schedule.

Resources Mentioned:

Discovering Where Your Time Really Goes: A Personal Time Audit Experiment: https://www.richlivingcoaching.com/a-personal-time-audit-experiment/
The Ruthless Elimination of Hurry by John Mark Comer: https://a.co/d/6984wSu

Join our online coaching community: https://stewardlab.com/

Learn more about one-on-one coaching: http://richlivingcoaching.com/meet

00:00 Introduction and Welcome

00:44 Decluttering Your Calendar

02:22 The Importance of Time Audits

08:29 The Busy Trap

17:05 Creating Margin in Your Life

25:01 Focusing on the Best Yes

27:25 Experiment and Conclusion

15. Lessalism - A Healthier Approach to Minimalism

Tue, 14 Oct 2025 12:00:30 +0000

Welcome to the Steward Lab Podcast hosted by James and Amberlee Rich, where we delve into effective stewardship of your time, money, relationships, health, careers, and even your possessions. In this episode, we explore the impacts of minimalism and decluttering inspired by Marie Kondo's 'The Life-Changing Magic of Tidying Up.' We discuss the importance of decluttering from a stewardship perspective and how it can free you up to pursue what truly matters. Featuring practical tips from experts like Joshua Becker, this episode encourages you to take actionable steps towards a clutter-free life and improved stewardship. Don't miss our experiment: set aside 20 to 60 minutes this week to declutter a specific area in your home.

Resources Mentioned:

- Marie Kondo's 'The Life-Changing Magic of Tidying Up'

- Joshua Becker on Minimalism and Stewardship

Join our online coaching community: https://stewardlab.com/

Schedule a free Q&A call for one-on-one coaching: http://richlivingcoaching.com/meet

00:00 Introduction to Stewardship and Possessions

00:28 Decluttering Journey Begins

02:53 The Concept of Lessalism

04:46 Clutter as Unmade Decisions

06:58 Financial Implications of Clutter

10:38 Practical Steps to Declutter

14:30 Biblical Perspective on Possessions

22:20 Decluttering Experiment Challenge

24:02 Conclusion and Final Thoughts

14. Sabbath Reset: Breaking Free from Busyness

Tue, 07 Oct 2025 12:00:14 +0000

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the significance of setting boundaries to invite freedom and rest into our lives. They share personal experiences and strategies for implementing a weekly Sabbath to cultivate rest, reduce busyness, and foster stronger family connections. The conversation underscores the importance of creating margin in our schedules to savor slow moments, confront societal expectations of constant productivity, and reframe our identities beyond our to-do lists. Tune in to explore how practicing Sabbath can positively impact your time management, personal well-being, and relationship with God.

00:00 Introduction to Boundaries and Freedom

00:09 Welcome to the Steward Lab Podcast

01:07 Recap and Today's Topic: Sabbath

01:42 The Concept of Unhurried Life

02:18 The Problem with Busyness

03:45 Creating Margin for Slow Moments

04:23 The Value of Boredom and Stillness

05:00 Intentional Family Time

11:03 The Importance of Saying No

12:16 Implementing Sabbath in Daily Life

16:18 Benefits of Practicing Sabbath

18:34 Weekly Rest and Family Connection

24:01 Reframing Identity Through Rest

26:59 Experiment: Finding Weekly Rest

28:15 Conclusion and Next Steps

13. 6 Years Ago We Paid Off Our House...

Thu, 24 Jul 2025 15:03:04 +0000

James and Amberlee share their transformative journey from a dream session in a hot tub to paying off their house and the freedom it brought them. They discuss how this financial milestone allowed them to start their own business, serve in missions, and live a lifestyle aligned with their values and goals. The episode offers valuable insights into financial planning, teamwork, and incorporating faith into decision-making. Listeners are encouraged to sit down, dream about their ideal life, and take actionable steps towards achieving it.

00:05 Welcome to the Steward Lab Podcast

00:27 The Hot Tub Dream Session

01:51 Paying Off Our House

02:27 Missions Trips and Serving as a Family

03:33 The Importance of Paying Off the House

04:17 Starting Our Own Business

05:03 Living a Different Lifestyle

06:37 The Debt Dump Challenge

07:25 Should Everyone Pay Off Their House?

07:56 God's Guidance in Financial Decisions

12:14 Experiment: Dreaming Your Ideal Life

13:23 Conclusion and Call to Action

12. Emergency Fund Essentials: Securing Your Future

Tue, 15 Jul 2025 21:46:14 +0000

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the critical importance of having an emergency fund. They share personal stories about financial emergencies they have faced and how they managed them using their defense strategy of sinking funds and an emergency fund. The episode delves into what constitutes an emergency fund, how much you should save, and strategies to ensure your emergency fund is both accessible and protected. The discussion includes biblical references, particularly the story of Joseph in Egypt, highlighting the importance of prudent financial planning. The episode ends with an experimental task encouraging listeners to establish or reassess their emergency funds.

Resources:

Steward Lab Online Coaching Community: https://stewardlab.com/ (Remember, Craft Your Christmas is now included with your Steward Lab subscription)

Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet

00:00 Introduction to Emergency Funds

00:10 Welcome to the Steward Lab Podcast

00:32 A Series of Unfortunate Events

01:48 Draining the Savings Buckets

02:33 Tapping into the Emergency Fund

03:57 The Importance of a Two-Part Defense Strategy

05:12 Biblical Perspective on Emergency Funds

06:29 The Reality of Financial Emergencies

06:57 Protecting Your Emergency Fund

11:13 The Freedom an Emergency Fund Provides

13:39 Determining Your Emergency Fund Amount

16:25 Practical Tips for Managing Your Emergency Fund

19:37 Weekly Experiment: Setting Up Your Emergency Fund

20:55 Final Thoughts and Encouragement

11. July Preparation for a Joyful Christmas

Tue, 01 Jul 2025 12:00:23 +0000

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the importance of preparing for Christmas well in advance, using their own experience of celebrating Christmas in July as a fun example. They offer practical advice on finances, highlight the average spending statistics for Christmas in the U.S., and introduce their 'Craft Your Christmas' course, designed to help families create meaningful and stress-free holidays. The episode emphasizes the benefits of proactive planning to avoid last-minute stress and overspending, encouraging listeners to start saving and preparing now for a Christ-centered and joyful Christmas.

Resources:

Craft Your Christmas: http://stewardlab.com/christmas

Steward Lab Online Coaching Community: https://stewardlab.com/ (Remember, Craft Your Christmas is now included with your Steward Lab subscription)

Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet

00:00 Introduction to the Steward Lab Podcast

00:26 The Story of Christmas in July

01:54 The Financial Impact of Christmas

03:53 Reflecting on Past Christmas Experiences

05:54 Planning a Meaningful Christmas

08:12 Proactive Christmas Preparation

11:43 Craft Your Christmas Course

15:38 Conclusion and Call to Action

10. Financial Clarity: Finding Your Starting Point

Tue, 24 Jun 2025 12:00:27 +0000

In this episode of the Steward Lab Podcast, James and Amberlee Rich emphasize the critical importance of gaining financial clarity to be good stewards of God's resources. They discuss strategies for understanding your financial starting point, setting clear goals, and navigating the journey to financial stability.

They also offer practical steps for organizing your finances, including assessing your spending habits. Join them to learn how clarity can transform your financial life and help you steward your resources in a God-honoring way.

Resources:

Steward Lab Online Coaching Community: https://stewardlab.com/

Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet

00:00 Introduction to the Steward Lab Podcast

00:26 Technical Difficulties and Last Episode Recap

01:12 Announcement and Today's Topic: Financial Clarity

02:12 Importance of Clarity in Financial Planning

08:20 Steps to Achieve Financial Clarity

12:37 Experiment and Emotional Aspects of Finances

15:22 Support and Resources for Financial Clarity

19:27 Conclusion and Call to Action

9. Financial Organization: Managing Money with Confidence

Tue, 17 Jun 2025 12:00:27 +0000

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the importance of organizing your finances to reduce stress and increase productivity. They share personal anecdotes about the challenges and benefits of transitioning from mental note-taking to using physical agendas, calendars, and financial systems. Key points include the impact of financial disorganization on stress levels, debt accumulation, and missed financial goals. They also offer practical tips such as using password managers, financial apps, and creating dedicated financial emails to streamline processes. The episode concludes with encouragement to take small steps toward financial clarity and offers resources like Steward Lab for more in-depth guidance.

00:00 Introduction to Financial Organization

00:17 Welcome to the Steward Lab Podcast

00:39 The Importance of Using an Agenda

02:11 The Financial Course Revelation

03:26 Building Effective Systems

05:54 The Impact of Financial Disorganization

09:30 Emotional Toll of Financial Stress

16:28 Practical Steps to Financial Clarity

18:10 Small Tweaks for Big Changes

25:58 Join the Steward Lab Community

26:44 Conclusion and Call to Action

8. How Generosity Transforms Lives with Mary Valloni

Tue, 10 Jun 2025 12:00:22 +0000

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich are joined by Mary Valloni, a seasoned professional in the nonprofit sector with over two decades of experience. Mary shares her journey and insights into the importance of giving, working with nonprofits, and supporting missionaries.

The discussion covers the mutual benefits of giving for both the giver and receiver, how to start giving even if you have limited resources, and the various forms of donations beyond just monetary contributions. Mary also emphasizes the importance of vocal support for nonprofits and provides practical advice on how to discern where to give.

Resources:

Steward Lab Online Coaching Community: https://stewardlab.com/
Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet

Resources Mentioned in this Episode:

https://www.maryvalloni.com/
https://fullyfundedacademy.com/

Subscribe to our YouTube channel, rate, and leave a review to help others discover the transformative concept of biblical stewardship in today's world.

00:00 Introduction to Giving

00:09 Welcome to the Steward Lab Podcast

00:35 Meet Our First Guest: Mary Vol

00:45 Mary's Journey in Nonprofit Work

03:16 The Importance of Giving

04:12 Spiritual Gifts and Giving

07:21 Motivations Behind Giving

12:14 Different Ways to Give

14:11 The Importance of Public Generosity

14:54 A Doctor's Inspiring Example

15:35 Aligning Business with a Cause

17:13 Supporting Missionaries: A Personal Touch

18:59 Practical Steps for Donors

20:31 Finding and Vetting Charities

23:22 Using Your Voice and Resources

24:03 Connecting with Mary Baloney

25:37 Final Thoughts and Encouragement

7. From Routine to Rest: A New Look at Sabbath

Tue, 03 Jun 2025 12:00:23 +0000

Welcome to our seventh episode of the Steward Lab Podcast with James and Amberlee Rich! In this lively discussion, we delve deep into the concept and significance of the Sabbath. Contrary to popular belief, the Sabbath isn't a day meant for boredom, but a day filled with life, rest, and worship. Join us as we explore how observing the Sabbath can transform your productivity, relationships, and spiritual life. We also share personal stories and practical tips on how to implement a life-giving Sabbath in your busy week. Don't miss this episode that could change your approach to weekly rest and worship.

Resources:

Steward Lab Online Coaching Community: https://stewardlab.com/
Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet

Subscribe to our YouTube channel, rate, and leave a review to help others discover the transformative concept of biblical stewardship in today's world.

00:00 Introduction to the Sabbath

00:16 Welcome to the Steward Lab Podcast

01:41 Personal Experiences with the Sabbath

04:05 Reevaluating the Meaning of Sabbath

05:50 The Biblical Perspective on Sabbath

07:50 The Importance of Rest in Modern Life

10:45 Practical Tips for Observing the Sabbath

12:09 The Transformative Power of Sabbath

19:39 Reflecting on Your Own Sabbath Practice

21:18 Conclusion and Action Steps

6. Anniversary Special: Best Marriage Advice for a Stronger Relationship

Tue, 27 May 2025 12:00:22 +0000

In this special anniversary edition of the Steward Lab Podcast, hosts James and Amberlee Rich celebrate their 16th wedding anniversary by sharing valuable marriage advice they've gathered over the years. They discuss the importance of teamwork, continuous learning about your spouse, annual marriage counseling, regular date nights, and effective communication. They also highlight personal stories and practical tips to strengthen your relationship. Whether you're newly married or have been together for decades, this episode is filled with insights to help you steward your marriage better and grow closer as a couple. Tune in and get inspired to make your marriage stronger!

Resources:

🔗 Join our online coaching community: https://stewardlab.com/

🔗 Schedule a free Q&A call: https://richlivingcoaching.com/meet

00:00 Introduction to the Steward Lab Podcast

00:36 Celebrating 16 Years of Marriage

01:18 The Importance of Premarital Counseling

02:47 Gathering Marriage Advice from Others

06:09 Best Marriage Advice: Get a PhD in Your Spouse

08:58 Annual Marriage Counseling

10:28 The Importance of Dating Your Spouse

13:21 Meta-Communication in Marriage

15:25 Being a Team in Marriage

18:42 Putting Your Spouse First

20:41 Dreaming Together as a Couple

21:35 Conclusion and Call to Action

5. Escaping the Trap of Dissatisfaction

Tue, 20 May 2025 12:00:26 +0000

In this episode of The Steward Lab Podcast, James and Amberlee Rich discuss the journey from dissatisfaction to contentment. They share personal experiences, such as fixing up their first home and realizing the impact of media consumption, like TV shows, on their satisfaction with life. They dive into biblical teachings on wealth and contentment, emphasizing the importance of Christ-sufficiency rather than self-sufficiency. The episode offers practical advice on identifying and reducing triggers of discontentment, fostering gratitude, and trusting God's provision. Join them as they explore these themes and how to live a life rooted in contentment and stewardship.

Resources Mentioned: 🔗 Good Steward Prayer: https://stewardlab.com/prayer

🔗 Join our online coaching community: https://stewardlab.com/

🔗 Schedule a free Q&A call: http://richlivingcoaching.com/meet

00:00 Introduction and Welcome

00:29 Our First Fixer Upper Experience

01:50 The Impact of Media on Contentment

04:39 A Year Without TV

07:27 Biblical Insights on Contentment

11:29 Modern Discontent and Its Triggers

23:08 Practical Steps to Cultivate Contentment

28:40 The Good Steward Prayer

30:39 Conclusion and Upcoming Episode

4. Biblical Truths About Money and Stewardship

Tue, 13 May 2025 12:00:19 +0000

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the often-taboo subject of money from a Christian perspective. They share personal anecdotes and Biblical insights on how to be good stewards of time, money, relationships, health, and careers. The episode emphasizes the importance of aligning financial practices with Biblical teachings, highlighting three key Biblical truths: all resources are God's, be content with both little and much, and don't put your trust in wealth or possessions. Additionally, they introduce their program 'Steward Lab,' aimed at helping people manage their finances based on Biblical principles, complete with a community, courses, Q&A sessions, and more. The episode concludes with the Good Steward Prayer.

00:00 Introduction to the Steward Lab Podcast

00:27 Personal Money Stories and Lessons

01:47 Biblical Perspective on Money

02:30 The Taboo of Money in Church

03:50 The Importance of Giving

08:51 Steward Lab Community and Resources

11:34 Biblical Truth 1: All Resources are God's

18:47 Biblical Truth 2: Be Content with Little and Much

29:02 Biblical Truth 3: Trust in God, Not Wealth

31:58 The Good Steward Prayer

3. Understanding Your Money Story

Tue, 06 May 2025 12:00:28 +0000

In this special episode, we share an insightful clip from a sermon series about money and the Bible. Discover how different money stories and experiences shape our financial decisions, and get practical advice on aligning your money story with God's teachings. Reflect on your own money story through guided questions and personal anecdotes.

Get access to the Free Money Talks Goal Setting Guide and the full sermon series by going to stewardlab.com/moneytalks.

00:00 Introduction and Podcast Overview

00:28 Special Episode Announcement

02:13 Understanding Money Stories

04:15 Personal Reflections on Money

08:40 Messages About Money

10:32 Client Stories and Reflections

15:03 Commitment and Homework

16:01 Conclusion and Resources

2. Beyond Ownership: Navigating Life as God's Stewards

Tue, 29 Apr 2025 12:00:25 +0000

Understanding and Practicing Stewardship in Daily Life

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich dive into the concept of stewardship from a Biblical perspective. They discuss how stewardship encompasses managing time, money, relationships, health, careers, and even children as God's resources. Using Biblical references and personal anecdotes, they emphasize that everything we have is God's and we are merely surrogates for His resources. They highlight the importance of viewing our possessions and talents as tools for glorifying God and bettering His creation. The episode also touches on practical steps for improving stewardship in various areas of life and encourages listeners to start small and be intentional in their efforts.

00:00 Introduction to the Steward Lab Podcast

00:41 Understanding Stewardship: A Personal Story

02:37 Defining Stewardship: Biblical and Practical Perspectives

06:51 Stewardship in Action: Real-Life Examples and Parables

19:43 The Grace Project: A Church Initiative

23:11 Continuous Growth in Stewardship

30:52 Practical Steps to Improve Stewardship

32:55 Self-Examination and Taking Action

34:26 Conclusion and Call to Action

1. How Intentional Stewardship Can Change Your Life

Tue, 22 Apr 2025 20:48:55 +0000

In the inaugural episode of the Steward Lab Podcast, hosts James and Amberlee Rich embark on a journey to empower listeners to become better stewards of their resources, including time, money, relationships, health, and careers.

Through personal anecdotes like their transformative hot tub conversations, they illustrate the importance of being intentional with what God has given. The episode centers around the pivotal question, 'Am I in a position to say yes to the things God is calling me to do?' and discusses actionable ways to remove barriers holding us back.

The Riches also introduce their lab concept, emphasizing experimentation and practical application of biblical principles to steward every aspect of life effectively.

The episode concludes with a thoughtful prayer and invites listeners to join in this ongoing experiment to better align their lives with God's purpose.

Resources:

Good Steward Prayer

00:00 Introduction to the Steward Lab Podcast

00:30 Meet Your Hosts: James and Amberlee Rich

01:20 The $200 Hot Tub That Changed Our Lives

02:48 Dreaming Big: Architecting Our Future

05:44 The Debt Dump Challenge: Paying Off Our House

06:56 Homeschooling and Financial Freedom

08:15 The First Big Yes: Serving on a Ranch

09:49 The Purpose of Steward Lab Podcast

14:03 Stewardship Beyond Finances

19:41 The Lab Experiment: Taking Action

27:12 Final Thoughts and Prayer

0. Transition Episode - Steward Lab Podcast

Tue, 22 Apr 2025 02:32:50 +0000

In this introductory episode, we announce the exciting transition from the Rich Living on Less podcast to the new Steward Lab podcast.

Amberlee introduces her husband, James Rich, as they explore the concept of stewardship in various aspects of life, including finances, time management, parenting, relationships, and work.

The revamped podcast will incorporate insights from thought leaders and will be available both as an audio podcast and on YouTube.

New episodes will be released every Tuesday. Tune in to discover how to effectively steward God's resources in your daily life.

00:00 Welcome to the Steward Lab Podcast

00:25 Introducing Co-Host James Rich

00:48 Exploring the Concept of Stewardship

01:05 Topics Beyond Money

01:33 Living Out Christian Values

02:03 Exciting New Elements and Schedule

02:36 Stay Connected with Us

9 Ways to Help Your Kids Love Reading

Tue, 15 Feb 2022 16:11:42 +0000

We live in a world that is fighting for our kid's attention.

There's T.V., video games, cell phones, social media, and the list goes on that are filling many of our children's lives.

We also live in a world full of busyness where our kids have one activity after another, leaving little time for anything else, let alone reading.

Reading is powerful. A story opens a new world for our children. It teaches our kids new perspectives.

I love this quote by Sarah Mackenzie, “We read with our children because it gives both them and us an education of the heart and mind. Of intellect and empathy. We read together and learn because stories teach us how to love.”

Reading shouldn't be an afterthought. It's something we need to prioritize to make it happen. But how?

In today's show, I share 9 ways to help your kids love reading. If you want your kids to fall in love with reading and make reading part of your everyday lives, this episode is for you.

Let's raise a generation of readers who will lead our world well!

Links from today’s episode:

I talked about this book "Read Aloud Family: Making Meaningful and Lasting Connections with your Kids" by Sarah Mackenzie.
I also talked about the Read Aloud Revival Podcast by Sarah Mackenzie.

Other Resources:

Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!
I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!
If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

7 Ways to Create Time to Read

Tue, 08 Feb 2022 16:25:05 +0000

This year, one of the habits I’m trying to improve upon and track is my reading.

I love reading. It is one of my favorite pastimes. It fills me up more than most activities. I can’t think of a day when I don’t read. It’s who I am.

I know my love of reading is not held by a lot of people. Many people don’t read a book unless they have to for school.

Today I’m going to share some ways that have helped me read on a regular basis and I hope this will give you some ideas on how to make reading part of your everyday life.

Links from today’s episode:

I talked about this book "Read Aloud Family: Making Meaningful and Lasting Connections with your Kids" by Sarah Mackenzie.
I also talked about the Read Aloud Revival Podcast by Sarah Mackenzie.

Other Resources:

Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!
I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!
If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Make Your Habit Satisfying

Tue, 25 Jan 2022 13:00:08 +0000

Today we’re going to talk about how to keep the habits long term and how to make them rewarding.

If you want to stick with a habit long term, it must be satisfying, otherwise you will quit and stop doing it.

When we were working on getting out of debt, we created many new habits to help us reach our goal.

We started eating at home almost all the time, and we hardly ate out. We cut down on our food waste, so we spent less on groceries. We went shopping less, we tried not to buy anything that wasn’t essential.

We were able to do this because every month we would make an extra principle payment on our debt with everything extra we saved each month.

We were visually tracking our debt payoff and seeing that momentum was exciting and satisfying. And we had accountability through the Debt Dump Challenge to keep us on track.

Today's episode is all about how to put your new habits into practice and how to stick with them.

Links from today’s episode:

Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!
I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!
If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.

Other Resources:

Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Habit Stacking

Tue, 18 Jan 2022 13:00:12 +0000

I'm always trying to find ways to help me become a better mom, wife, teacher, friend, and follower of Jesus.

I've realized that daily habits can push me closer towards the person I want to become, and habit-stacking is one of the easiest ways to get there.

If you want to create new habits that you will stick to, habit-stacking is a great way to make that habit part of your routine.

Habit-stacking is when you take a habit you already have and tie it to the new habits you want to have.

In today's episode of the Rich Living on Less Podcast, I share tons of examples on how to put habit-stacking into practice.

This episode will make new habits a lot easier and doable.

Be sure you are subscribed and leave a review for this podcast, so you won’t miss an episode!

Links from today’s episode:

If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.

Other Resources:

Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Change the Environment

Tue, 11 Jan 2022 16:06:24 +0000

Our environment affects the way we live and our ability to achieve our goals.

How can you change your environment to set you up for success?

In today's show, you are given tools and tips to become the architect of your environment.

Let your environment work for you, not against you!

P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.

Links from today’s episode:

Other Resources:

Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Your Mindset Matters

Tue, 04 Jan 2022 19:00:02 +0000

Do you have a vision of what you want to become, but you never seem to get there?

Is your mindset holding you back?

We all have a view and opinion of ourselves and from others.

And that mindset becomes our north star. We keep going back to behaving in alignment with what we believe about ourselves.

What belief about yourself do you want to say goodbye to this year?

Today's show walks you through how to make small mindset shifts that with time will change your life.

P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.

Links from today’s episode:

Other Resources:

Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Why New Year's Resolutions Typically Fail

Tue, 28 Dec 2021 13:00:06 +0000

Have you ever made a New Year's resolution, but you ended up abandoning it?

If you have a list of New Year's resolutions you've never met, welcome to the club!

Most people have a laundry list of all the changes they want to make, yet most rarely accomplish them.

In today's episode of the Rich Living on Less Podcast, I share why most people never reach their New Year's resolution goals and some actionable steps to set you up for making goals that you'll meet.

Be sure you are subscribed and leave a review for this podcast, so you won’t miss an episode!

Let's start off 2022 right!

P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.

Links from today’s episode:

Other Resources:

Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Create a Financial Plan That Aligns With Your Priorities

Tue, 21 Dec 2021 13:00:09 +0000

We're about to start a brand-new year.

It’s a time when we set goals for ourselves, but rarely do we ever meet them.

The truth is, everyone needs to have a plan for their money.

If you have a plan for your finances, you can align your spending and saving with your priorities.

But if you don’t have a plan, your spending behavior is out of alignment with what’s important to you.

In today's episode of the Rich Living on Less podcast, James and I go in depth on how to align your priorities with your spending.

And if debt is weighing you down, we are starting the debt dump challenge January 10-14th. It's a free, 5-day challenge to set you up for success in paying off your debt. To sign up, go to debtdumpchallenge.com.

Links from today’s episode:

Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com.
Tune into Episode 68, Budgeting with the Riches here.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.

Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Feel the Debt

Tue, 14 Dec 2021 22:22:04 +0000

Your attitude towards debt matters.

If you’re fine with it, you’ll stay in it.

If you are infuriated by it, you’ll take every opportunity to get rid of it.

The choice is yours.

We all have different financial standards when it comes to how much debt we're okay with.

In today's episode of the Rich Living on Less podcast, James and I talk about how debt affects us and some practical tips to start tackling debt.

Links from today’s episode:

Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Sign up for the Free Debt Dump Challenge starting in January at debtdumpchallenge.com.
Tune into Episode 65, let's talk about debt here.

Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

What are your financial standards?

Tue, 07 Dec 2021 14:03:40 +0000

We all have our own set of financial standards, the things that we are ok and not ok with when it comes to money.

It's our bottom line.

The boundaries we create in our finances become our financial standards.

Think about it in terms of dating. We all had or have a certain set of standards that we want in another person. Those standards guide or guided your decisions on who you were ok with dating or not.

Financial standards work similarly. Our standards guide our day-to-day purchasing decisions without even thinking about it.

Many times we don’t even realize that we have financial standards. They are just ingrained inside us.

The key is to notice what financial standards you need to keep and what you need to change, and that's what this episode is all about.

If you want to see real, lasting change in your finances, you have to have a set of financial standards that serve you.

Links from today’s episode:

Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

5 Ways to Save this Christmas

Tue, 30 Nov 2021 13:00:10 +0000

Christmas is supposed to be one of the best times of the year.

Its time to spend with our family, it’s magical and full of memories.

Christmas is a time that can feel like we are bleeding money.

Maybe we're traveling more, food costs for all the special events add up, and don’t forget: Gifts, gifts, and more gifts!

According to holiday shopping statistics, per household, Americans predict to spend around $1,387 during this winter’s holiday sales.

Plus, more than a quarter of Americans expect to go into debt this holiday season, according to a recent Credit Karma survey.

Yikes!!!

Is this really what Christmas should be like?!

In today's show, I'll show you five ways to save this Christmas so you won't be a statistic.

It's time to not go in debt this Christmas. Get ready to spend the amount that you can afford (and budget for) this holiday season.

Links from today’s episode:

Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Unearthing Thankfulness

Tue, 23 Nov 2021 13:00:11 +0000

What does your life look like right now?

Are you in a season of life that just isn't fun?

In today's show I share a story from a recent hike in the wilderness.

God really showed up and had something profound to say.

My hope is that this message gives you hope and gratitude that goes well beyond Thanksgiving.

Links from today’s episode:

Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Setting your Intent for the Holidays

Tue, 16 Nov 2021 13:04:03 +0000

Thanksgiving is just around the corner and Christmas will be here in no time.

This time of year is meant to be full of family, memory making, remembering to be thankful for what we have, and Jesus.

But all too often we get sucked into a season of go, go. We have one event after the other. Hurry becomes the norm.

We feel like were running a marathon trying to make the holidays amazing for our kids, buying presents, hosting and going to family functions.

I think moms in particular carry the burden of the holidays. We want our kids to absolutely love the holidays.

We normally buy the presents, wrap them, make all the fancy meals, and coordinate the schedule. A lot can fall onto us.

But what if we didn’t have to live and breathe business this season.

What if we actually experienced peace? Imagine that?!

Links from today’s episode:

Book recommendations: The Ruthless Elimination of Hurry by John Mark Comer and To Hell with the Hustle by Jefferson Bethke
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Budgeting with the Riches

Tue, 09 Nov 2021 13:01:00 +0000

What comes to mind when you hear the word budget?

Maybe you think of being restricted.

It’s time-consuming.

It’s overwhelming.

Or maybe you feel like you don’t make enough money to budget.

Maybe you’ve tried tracking expenses and income before, and it feels like a chore.

Maybe you've tried different methods, but nothing has really worked long term.

Today I’m bringing on my husband James to talk all about budgeting. We've been budgeting together for almost 13 years now.

We’re going to have a conversation about what budgeting has looked like for us and some tips to help make budgeting work for you.

Links from today’s episode:

Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

The Big Question You Should be Asking Yourself

Tue, 02 Nov 2021 06:00:09 +0000

What we think matters.

And when we ask ourselves the right questions, our lives can change.

In today's show, I share a question that will help you make better financial choices.

You can follow tons of steps to get to a better financial position, but let's stop overcomplicating everything.

This episode is all about asking one question that will simplify your life and give you the direction you need to make better choices with your money.

All you have to do is tune in!

Links from today’s episode:

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Net worth is NOT your worth

Tue, 26 Oct 2021 06:00:01 +0000

Do you know your net worth?

It's kinda like a report card on your finances that helps you know where you are at financially.

The last two episodes have been preparing you to figure out your net worth and in today's episode, you get to determine what that number is.

If you are petrified to find out where you really are financially, this episode is especially for you.

Every person on the planet needs to know where they are at financially, and that means you.

This gives you the groundwork to change your finances for good!

Links from today’s episode:

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Let's Talk About Debt

Tue, 19 Oct 2021 12:00:09 +0000

Debt.

Most of us have it.

We have a love-hate relationship with it.

Debt helps us not have to wait on what we want. It opens opportunities we wouldn't have otherwise.

But, debt has a major downside.

We have compounding interest working against us.

And debt grows fast, making it feel impossible to tackle and pay off.

Today's show is a continuation of the last episode.

We've been talking all about finances and determining what your financial situation looks like right now by determining your net worth.

In today's episode, we talk about our liabilities- or debt so you can discover your net worth.

Today's show is for everyone, and you need to tune in!

Links from today’s episode:

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Where are you financially?

Tue, 12 Oct 2021 12:00:08 +0000

Do you consider yourself rich, poor, or something in between?

In reality, we all have a different idea of what rich and poor look like and we use our lives as a measuring stick.

Those who have less than us are poor and those who have more are rich.

But what if we are focusing on the wrong thing entirely?

What if we need to stay in our own lane and work on bettering our own financial situation, instead of watching everyone else?

Today's show will give you the blueprint on how to get started when your finances seem too messy to handle.

If you know you need to change your financial lifestyle, but you don't know where to start- today's show is for you!

Tune in to find out what you need to do today to get yourself in a better financial place in the future.

Links from today’s episode:

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

What's your attitude like towards the poor?

Tue, 28 Sep 2021 12:00:13 +0000

Last week we talked all about our attitude towards the rich. This week we're talking all about our attitude towards the poor.

It's time to an introspective look and see if we have some judgments, ideas, and maybe perceptions that may need to be shifted.

This episode will really get you thinking and give you some ideas on how to have a more positive perspective on the poor.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

What's your attitude like towards the rich?

Tue, 21 Sep 2021 12:00:10 +0000

In the world, there is so much hatred of the rich. We see it all the time in the news, social media, and even hear about it in everyday conversations.

We all have ideas and judgments about every people group in some way or another.

In today's show, we'll be talking all about our attitude towards those we consider rich.

This episode will challenge you and hopefully give you a new perspective. Plus, you'll get some action steps to help shift your perspective.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

7 Tips to Save When Homeschooling

Tue, 14 Sep 2021 12:00:06 +0000

It's easy to think that the more we spend on our kid's education, the better the education they will have, but this simply isn't true!

There are so many ways to save on homeschooling. And in today's show, I go in-depth on how you can make this year an amazing educational year without a high price tag!

If you aren't homeschooling your kid, a lot of these tips will still be beneficial to you and your family.

Please share this episode with those who homeschool.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Finding Hope in Scary Times

Tue, 07 Sep 2021 12:00:08 +0000

We are living in a time right now that is really scary.

There is so much division in the world and hope seems to be dwindling.

It's easy to get swept away in worry and fear, but today's episode is all about hope.

We all need a big dose of encouragement during this time!

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

5 Tips to be More Intentional this School Year

Tue, 31 Aug 2021 12:01:29 +0000

It's back to school time!!

Our routines change and we get a fresh start midway through the year.

Today's episode is all about optimizing this school year in our educational choices, what we say yes and no to and so much more.

Tune in to be more intentional this school year from the start. And even if you don't have kids that are school-aged, this will help you know what to prepare for.

Let's make this school year count and work for us, not against us.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Cultivating a Day of Rest (Part 2)

Tue, 24 Aug 2021 12:00:53 +0000

Are you feeling burnt out?

Does your schedule feel chaotic?

Is it hard finding time to connect with your family and to God?

The remedy to all these questions and more is to rest regularly.

Today's show is all about how to keep the Sabbath holy on a weekly basis.

Last week show was all about the importance of the Sabbath, and this week is all about putting it into practice.

Tune in to hear how we have cultivated a day of rest.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Cultivating a Day of Rest (Part 1)

Tue, 17 Aug 2021 12:00:21 +0000

Keeping the Sabbath day holy is one of the 10 commandments that most Christians don't really talk about.

What is the Sabbath, and what does keeping it holy look like?

Does going to church on Sunday count?

Let me just say, I've been on a two-year journey to find these answers, and I've been very convicted.

In today's episode, I go in depth talking about the Sabbath and why it is so important that God made a commandment, so we can cultivate a day of rest.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

You Don't Have to do it ALL!!

Tue, 10 Aug 2021 12:00:14 +0000

Today's message really is the message I need to hear.

If you are feeling burdened and overwhelmed with everything that is going on in your life, you need to tune in.

Today's message is all about giving yourself some grace and paying attention to your expectations.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

What if we connected with our family and partner through fun regularly?

That's what today's episode is all about!

Tune in to hear ideas on how to add more fun into your life without a lot of expense.

Add More Fun to Your Life

Tue, 03 Aug 2021 12:00:15 +0000

Being busy isn’t very fun.

It’s easy to not make having fun a priority in our marriages and our family.

But what if we made it a goal to have fun year-round?

What if we didn’t feel like we needed a vacation, but we just wanted one?

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

2 Years After Becoming Debt FREE!!!

Tue, 27 Jul 2021 12:04:05 +0000

We just celebrated two whole years of having no debt including a mortgage payment!

It's been amazing not having any debt and that alone has made our lives less stressful.

In today's episode, I share what it's been like this year for us financially and what I've learned this past year when it comes to money.

Tune in to here what life looks like after paying off debt.

Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!

Links from today’s episode:

Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

Facebook: www.facebook.com/amberlee.rich
Instagram: www.instagram.com/amberlee_rich

Healthy Boundaries

Tue, 20 Jul 2021 06:01:39 +0000

Boundaries are so important, and we need them in every area of our lives.

I’ve noticed in my own life that I have really strong boundaries in some areas and awful boundaries in others and that’s something I’ve been actively working on.

What are boundaries? What boundaries do you need to set? And how do you set up boundaries in the first place?

In today's episode, I share what I have been learning about boundaries and some boundaries James and I have with each other.

This episode will give you the tools to set healthy boundaries in your life.

I also made a resource to help you start dreaming up your life together as a couple!

You're about to change your marriage for the better!! You'll set goals and learn how to reverse engineer your way to get there- and it's only $7!

To get the Marriage Goal Setting Guide, go to https://amberleerich.com/goalsetting/ to download the 12-page guide.

Resources:

Want to start setting goals with your spouse, but you’re not sure where to start? Go to RichLivingOnLess.com/goalsetting
This book is a must-read for learning to set boundaries: Boundaries by Henry Cloud

Other Resources:

Are you ready to save over $17,000 annually? Find out how inside the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.

Connect with me:

Steward Lab Podcast

17. Declutter Your Finances: Managing God's Resources

16. Declutter Your Calendar: Finding Margin in a Busy Life

15. Lessalism - A Healthier Approach to Minimalism

14. Sabbath Reset: Breaking Free from Busyness

13. 6 Years Ago We Paid Off Our House...

12. Emergency Fund Essentials: Securing Your Future

11. July Preparation for a Joyful Christmas

10. Financial Clarity: Finding Your Starting Point

9. Financial Organization: Managing Money with Confidence

8. How Generosity Transforms Lives with Mary Valloni

7. From Routine to Rest: A New Look at Sabbath

6. Anniversary Special: Best Marriage Advice for a Stronger Relationship

5. Escaping the Trap of Dissatisfaction

4. Biblical Truths About Money and Stewardship

3. Understanding Your Money Story

2. Beyond Ownership: Navigating Life as God's Stewards

1. How Intentional Stewardship Can Change Your Life

0. Transition Episode - Steward Lab Podcast

9 Ways to Help Your Kids Love Reading

7 Ways to Create Time to Read

Make Your Habit Satisfying

Habit Stacking

Change the Environment

Your Mindset Matters

Why New Year's Resolutions Typically Fail

Create a Financial Plan That Aligns With Your Priorities

Feel the Debt

What are your financial standards?

5 Ways to Save this Christmas

Unearthing Thankfulness

Setting your Intent for the Holidays

Budgeting with the Riches

The Big Question You Should be Asking Yourself

Net worth is NOT your worth

Let's Talk About Debt

Where are you financially?

What's your attitude like towards the poor?

What's your attitude like towards the rich?

7 Tips to Save When Homeschooling

Finding Hope in Scary Times

5 Tips to be More Intentional this School Year

Cultivating a Day of Rest (Part 2)

Cultivating a Day of Rest (Part 1)

You Don't Have to do it ALL!!

Add More Fun to Your Life

2 Years After Becoming Debt FREE!!!

Healthy Boundaries

Understanding our Family

Ask the Right People

Remember the Beginning

Simple Minimalist Camping for the Whole Family

Divorce and Finances

Devotions for Kids that we LOVE

YOU are Special!

What it was Like Eating Out as Much as we Liked

How to Change Directions in Your Motherhood

Weekly Family Challenges

Lessons on Debt from a Classic Novel

What if the Good Ole Days are Right NOW?

Walk into your Full Inheritance

MIS-C: Lessons I learned from my daughter's diagnosis

Perspective Shift: Being Grateful for 2020

Loving Your Neighbors as a Family

Do YOU Know Your Neighbor?

Are You Being Kind to Yourself?

Reflection on Being Debt-Free For a Year

The Power of Prayer Journaling

What I Wish I Would've Known Before I Became a Mom

Are You in a Slump?

FREE Summer Activities for Your Family

Are You Teachable Mama?

Live Like a College Student:

4 Surprising FREE Resources at the Library

Financial Expectations in Marriage

How Minimalism Can Benefit You

Can I Afford to Have Another Child?

How to Create a Family Culture That Loves to Read

You ARE worth it

How I Became Rich